Who Can Use Klarna and What Are the Spend Limits?
Klarna is available to eligible customers within set minimum and maximum order values, which determine when it can be used at checkout.
Last Updated: January 2026
Klarna is available to many customers, but there are some basic eligibility requirements and spend limits that apply.
Understanding these upfront can help you decide whether Klarna is the right payment option for your order.
Who Can Use Klarna?
To use Klarna at Land of Beds, some basic requirements set by Klarna must be met.
In general, you will need to:
- Be at least 18 years old
- Be a UK resident
- Have a valid debit or credit card or bank account
- Be able to receive verification codes by text message
Klarna assesses each order individually, and availability can vary from order to order.
Spend Limits When Using Klarna
Klarna can be used for orders within a set value range.
Currently:
- The minimum order value for using Klarna is £35
- The maximum order value for using Klarna is £2,000
These limits apply to the total value of your order at checkout.
How Klarna Decides Availability
Klarna reviews each order separately when you select Klarna at checkout.
Klarna may consider:
- The value of your order
- Your previous order history with Klarna
- Any open or unpaid Klarna orders
- Information from external credit checks
Being offered Klarna on one order does not guarantee it will be available for every purchase.
What Information You Will Be Asked For
When using Klarna, you will usually be asked to provide:
- Your full name
- Your current billing address
- Your email address and phone number
- Your debit or credit card details
If you have lived at your current address for less than three years, previous address details may also be requested.
Why Understanding Eligibility and Limits Matters
Knowing who can use Klarna and the spend limits helps you:
- Avoid surprises at checkout
- Understand why Klarna may or may not be available
- Choose the payment option that suits your situation
Common Questions About Klarna Eligibility
Is Klarna available on every order?
No. Klarna availability is assessed individually for each order.
Is there a limit to how many times I can use Klarna?
There is no set limit, but availability depends on Klarna’s assessment each time.
Does using Klarna guarantee approval?
No. Approval depends on Klarna’s assessment at checkout.
When Things Can Vary
Eligibility and availability can vary depending on:
- Klarna’s assessment of each order
- Your order value
- Your history with Klarna
All relevant details are shown during checkout before you complete your purchase.
Still Need Help?
If you are unsure whether Klarna will be available for your order: